The Savings Club

I’m not against earning some good, honest, “one-shot” linear income, but given a choice, which would you rather do: work hard and get paid only once, through linear income, or get paid continuously - perhaps for years or even the rest of your life - for hard work you perform only once, through residual income?

Linear income is directly proportional to the number of hours invested in it (40 hrs. of pay for 40 hrs. of work), but one of the great advantages of residual income is that once the ball starts rolling, you continue making money from your initial efforts, while gaining time to devote to other things… such as spending more time with your family or perhaps generating more streams of residual income!

There are many different businesses models to choose from. The key is to learn how to make money off of other people’s labor as well, rather than trying to do it all on your own. Likely it may not happen right off the bat but it will come with a little effort and dedication on your part. Note that leveraged income may or may not be residual income… when you combine them, that’s even better.

Now is the time to think about how to apply this in your business. How could you make money off the work of others? As for me, I chose to promote a recession proof Savings and Earnings Program that offers the opportunity to save money on daily purchases such as gas and groceries and in turn offer the same benefits to others. When people join the program I start making residual income.

The sooner you answer these questions, the sooner you’ll have financial and personal freedom.

Although taking care of your children is a job you gladly do for the joy of being with them, it doesn’t exactly pay the bills. But in order to stay afloat these days, most households need both parents to have a job. For stay at home moms and dads, exchanging time with their children for time in a cubicle is an unappealing trade.

Luckily the technology available today is making it possible for parents to work from home. Computers, combined with the power of the internet, have opened up a slew of opportunities to be able to bring home the residual income bacon while taking care of young children. Whether you are looking for part time work or need to replace lost income.

Ultimately, the best job for stay at home moms or dads is the job they design for themselves by owning their own home based business. As a home based business owner, you get to be in charge of your time and your income. If done right, your initial investment of hard work could even lead to years of residual income. Meaning you’d be able to take a trip to the Bahamas and still get paid.

For stay at home moms and dads, I have done the research and found the perfect opportunity that lets you make money and save money while giving you that freedom you want to spend time with your family. All it takes is a click to get started on the road towards achieving your dreams and start enjoying the “residual income bacon” we’d all love to have.

Residual Income Opportunity

Jim Roche NJ
908-413-5363
http://retireearly.thesavingshighway.com/
jimrochenj@gmail.com

My Blog

A lot of people out there are looking to learn how to “cash in” when it comes to earning a residual income.

Network marketing has exploded and it is not surprising to me at all. This industry is great and more importantly the Internet is helping boost its popularity. There are no special skills that can’t be learned as-you-go and if you’ve never done something like this before you will learn alot. It’s a process and who knows, it may become your passion like it has for me, my only regret is that I never started sooner.

The downside is that a lot of people fail because when they don’t make a large amount of money right away they quit, trust me, this will take time and effort on your part if your goal is to earn a residual income.

If someone told you “it’s easy, you will be making $5,000 or $10,000 in no time, RUN!” Often times people who don’t see immediate success blame the companies, their upline, the product or service when they should be blaming themselves.

I chose Savings Highway as my vehicle to earning a residual income because it’s a stable company with integrity that offers real value and savings to real people just like me. Sure, it hasn’t happened overnight but I feel pretty darn good about promoting a program that the “average Joe” can really sink their teeth into and that’s important!

Look, there is no easy way to earn a residual income with any program that you decide to get involved with. Sure, after you begin to promote it and get the hang of it, make some sales it may seem easy. But it does take some work to get to this point.

Most people who find a way to earn a residual income from their home with the internet is that once you find one program and become successful with it, then and only then should they look to find another. Some are so desperate to make money they end up dropping alot of cash trying with different programs and they end up spreading themselves too thin. You are better off in getting the skills and training to learn how to earn an income such as this and FOCUS, FOCUS, FOCUS ON ONLY ONE!!!

You can eventually have multiple streams of residual income that allow you to put in some hard work at the beginning and see dividends in the form of passive income for months or even years to come. It’s not being lazy, it’s being SMART!

My Earning Residual Income Opportunity

Jim Roche NJ
908-413-5363
http://retireearly.thesavingshighway.com
jimrochenj@gmail.com

Yes, it is absolutely possible to become wealthy even in today’s economy and you can start right now with a Savings Highway Membership. I’d recommend joining at a Gold Level because it offers you the most Savings, Bonuses, and Commissions. As a Gold member, you can earn up to $40,000 a month plus bonuses, of course that totally depends on how motivated you are but Gold is for serious income earners. You may also choose from a Silver or Bronze Membership, however, Gold provides the most potential income for you and your family.

Before I get too carried away, I want to tell you that by joining Savings Highway you are not “selling” anything. This is a savings and earnings program, we do not try to sell people things they do not need or want. We offer people the opportunity to save money on the things the need or purchase anyway such as dining out, entertainment, shopping, dental, vision, roadside, legal, x-rays, prescription savings, groceries and so much more.

I invite you to check out my website for a list of services and benefits offered to you as a member and to those you will be helping to become wealthy as well. Who would have thought that we can all retire early and save money at the same time?

Since almost everyone wants to save money and make extra income, offering these savings is an easy thing to do especially with a program like Savings Highway. The faster you help people and the more people you introduce, the faster you can become wealthy and retire early.

Let me show you your money making potential as a Gold Member

1. FAST CASH–Each time you introduce a new Member, you will receive 50% Fast Cash Bonus! This is paid to you the following week! Each time you refer a new Member, you will receive $50 and a $25 visa gift card.

2. MONTHLY PERSONAL REFERRAL BONUS–You will receive a $10 a month Personal Referral Bonus, EVERY MONTH on each personally referred Member.

3. GOLD MATCHING BONUS–Receive a 10% Monthly Matching Bonus on all of your personally referred Members’ checks.

For example, when you introduce just 6 Members, and they all follow the Retire Early Plan and earn $40,000 a month, your Monthly Matching Bonus would be $19,200 a month in Matching Bonuses! That’s $3,200 X 6 = $19,200.

4. $300 MONTHLY CAR BONUS–Savings Highway will reward you for Going The Extra Mile. By Helping just 10 people to Save Money, you will receive a fantastic $300 a month Car Bonus and your Organization reaches 50 Members.

5. $750 MONTHLY LUXURY CAR BONUS–When you help just 25 people to Save Money and your Organization reaches 150 Members.

6. $2,000 MONTHLY LIFESTYLE BONUS–Receive a $2,000 Monthly Lifestyle Bonus when you introduce and maintain just 50 personally referred Members and your Organization reaches 300 Members.

7. You will also receive $14 a month for each of your personally referred Members starting in month and you will also receive $5 a month for all Members in your Organization from level 2 through 12 referral levels deep, no matter who introduces them, how sweet is that?

You have a simple system that can actually help you to become wealthy and retire early by saving money on things you have to buy anyway, doesn’t it make perfect sense to join Savings Highway and let everyone know about it?

You have just one simple decision to make, you can either get started on the path to savings, abundance, wealth and success, or continue on the path you are on. If you want more, if you want things to change, then you must make a change. Savings Highway can help you to retire early. Join the thousands of others who have been fortunate enough to find Savings Highway and change their lives for the better.

Click Here to Retire Early

Jim Roche NJ
908-413-5363
http://retireearly.thesavingshighway.com/
jimrochenj@gmail.com

There are different ways to make money and earn residual income. Residual income is income that a person earns over and over again for something they do once.  One of the best ways to earn residual income is through an internet home based business.  The beauty of residual income is that a person works hard to set it up in the beginning and then it works hard to provide them a steady stream of income on a regular basis, therefore answering the question, “How is it possible to retire early?”

Network marketing also referred to as multi level marketing or MLM is the most popular method to earning a residual income and providing people with the opportunity to retire early.  MLM has exploded in the past few years.  Now is the very good time to start a home based business because people are desperately looking to find new means to making money in today’s economy.

Most programs can be started with little to no start up costs and should provide training and a website to get a person started, this is very attractive to people because the company handles everything except marketing, selling and signing up new motivated team members.

There are a variety of MLM programs to choose from and it’s important to join a company that is already established.  It’s also very important for a person to find something that interests them, the biggest issue with MLM is that a lot people jump into it without REALLY being passionate about it.

The thought of network marketing never even crossed my mind till a friend introduced it to me, so I gave it a shot and soon realized this is what I’m supposed to be doing!  I found my passion and I’ll be forever grateful. Without a doubt it was a learning curve for me but it was fun and because I love it so much it doesn’t feel like work, I’ve got a network of positive like minded people who have taken control of their lives, embraced a new challenge and started to live deliberately, while providing the knowledge and community nourishment all entrepreneurs need to succeed behind me.

A home based business has the potential to earn an incredible residual income for life so you are able to not only retire but retire early. My advise would be to give yourself one year of continuous effort, run your home business with the help of your team, start building your foundation and your retire early plans will no longer be a pipe dream.

I’m almost 50 and do not find myself asking the question “How is it possible for me to retire early?” I know exactly how I’m going to retire early and earn a residual income, I will be retired and earning a residual income by the time I’m 60.

What is the real issue standing between you and the early retirement you deserve?

It is my mission to educate people and bring savings and financial wealth everywhere!

Retire early with me.

Jim Roche NJ
908-413-5363
http://retireearly.thesavingshighway.com
jimrochenj@gmail.com

MISSION STATEMENT: Our mission is to assist 1 Million families in the USA to reach Financial Independence. By providing American families with a Membership they can use to save money including benefits like Family Dental, Vision and Health Savings, 24 Hour Roadside Assistance, Savings on Dining, Shopping, Office Supplies, Recreation, Travel, Taxes and more, and combining all of these great benefits with our 2 who refer 2 “Retire Early” system, we can reach our goal of assisting 1 Million Savings Highway Families to find Financial Independence, and have fun along the way!

Social Security was never designed to support a majority of the population for a third of their lives. The Social Security system is a major source of  income for many. Thus Social Security is a logical place to start answering the question: Can we afford to continue this trend of retiring ever earlier and living longer?

Social Security was never designed to support a majority of the population for a third of their lives. When the retirement age was established in 1934, the average age of life expectancy was 59.7 years. The thinking at the time was if an individual lived that long, many did not. It was appropriate to provide a pension to see them through to end of their days. Let’s be blunt, shall we? Baby boomers have done a poor job of saving and preparing for retirement never mind early retirement and realizing that it’s more important than ever.

The model for retirement needs to change. The idea of working thirty or forty years and then not do anything except get a pension is simply unrealistic. The new extended longevity of life opens up options that need to be evaluated. Deciding on the right time to retire or the desire to retire early involves a number of factors, not all of them financial.

A reported 77% of baby boomers expect to continue to work, at least part time, past traditional retirement age and a home based business is a perfect model for that. Sure, some financial needs will be met with a pension, but starting a home based business will allowed you to enjoy the finer things in life and still contribute income to the family.

While some will never retire early, nowadays baby boomers are exploring the idea of working part time more than ever, making a career change to more fulfilling work, starting a home based business and altering their lifestyle to accommodate new interests and many find that this becomes a passion they never knew existed. They are quickly realizing that it is not waste of time or money because they are willing to commit to your own success! People who are determined to experience early retirement report that money was not the primary factor in their well being it just so happens to come along with the territory. It’s important to understand what you need to be satisfied in life and start planning for your future.

The near failure of the banking system and the downfall of the stock exchange, more people are looking for an inexpensive way to get in business for themselves. That’s why even in a down economy, the company I’m involved with is exploding with new members.

People who are looking to retire early are looking for ways to cut costs and save money…and more and more people are looking for a legitimate way to earn extra income in today’s economy.

“It’s extremely hard to keep the fire going when the embers have gone out.” What get’s you fired up? What are you willing to give up? What are you willing to risk? Are you willing to invest in yourself? Do you have what it takes? Are you willing to create you own success? I sure hope so because no one else will! These are questions only YOU can answer.

It is my mission to educate people and bring savings and financial wealth everywhere while looking forward to retiring early!

Retire early with me!

Jim Roche NJ
908-413-5363
http://retireearly.thesavingshighway.com
jimrochenj@gmail.com

Would you like to know how to retire early in today’s economy? Are you going to retire at an age when you can still enjoy retirement or are you just hoping your job will stay around until you can retire? Now do this…TAKE CONTROL!

The crumbling economy, the volatile stock market and limp home assessments are affecting just about everyone, but people who would like to retire or are about to retire may be in the most precarious of positions and asking themselves, how is it possible to retire early in today’s economy? Are you looking for appropriate ways to respond? Then it’s time to learn more about what you CAN control and how you can better manage your personal finances.

Seeing your portfolio or your 401K lose value over a prolonged period is never easy, but it can cause even more worry if you’re relying on your nest egg or will be relying on it shortly. If you’re still working, will you have to postpone retirement? If you’re retired, will you have to reduce spending, cancel plans or look for a job?

“Social Security replaces approximately 41% of the average earner’s income at retirement and some forecasts predict a fall to 30.5%.” * (Source: “Social Security, Medicare and Americans’ Confidence in Their Retirement Future” Watson Wyatt Insider, September 2008.)

I don’t know how anyone can be prepared for what we’ve been experiencing recently with our economy. The current retirement-income system of defined contribution plans in which employees bear all the risk is ill-suited to the needs of the average Joe.

People haven’t been very good at building balances in 401K plans; they’re modest by any measure, most people are not experienced investors, (myself included) and their whole future well-being depends on the assets in these plans. When they’re hit by these huge fluctuations in the market, it must really put a knot in their stomachs.

Fear and concern are normal. The news is all around us, and it’s hard to ignore. People going into retirement are the ones who are most aware of their financial situation because all of a sudden it’s right in front of them. If you haven’t done a stellar job preparing for retirement, your options are fairly limited. You can work longer, live on less or work in retirement but you sure as heck don’t have to!

Let me ask you this, have you ever considered an internet business? If not, how come? There are so many benefits to having a home based business and this just might be the answer to the question: How is it possible to retire early in today’s economy? Make financial freedom a possibility for you.

With prices always on the increase, I chose to join The Savings Highway and created my own economy!

If in life one door closes…don’t be afraid to climb out the window…it may be worth the jump!

It is my mission to educate people and bring savings and financial wealth everywhere!

Retire early with me!

Jim Roche NJ
908-413-5363
http://retireearly.thesavingshighway.com
jimrochenj@gmail.com

Many experts estimate that a huge percentage of future retirees will have to cut their expenses drastically once they stop working if they want to make sure they don’t go broke. The real answer to the question, “Can I retire early?” is: “Of course you can, but you may run out of money.” It’s completely possible to retire early without this happening!

How are you supposed to plan for early retirement when we are faced with a failing social security system, longer life spans, inflation and volatile markets? Well, to start with take a deep breath & relax, because no matter how daunting things may seem now, chances are you have more options than you think when it comes to how to retire early and when all is said and done, this is what we’re here for… We are problem solvers.

Our mission is to preserve, protect and defend your financial security and enhance your retirement by providing superior financial solutions and savings.

What is the real issue standing between you and the early retirement you deserve?

You don’t have to accept stock market risk in the hope of reaching your goals. We will show you how to have stock market like rates of return with absolutely no downside.

If you have large IRA, 401k & other qualified accounts you may be amazed to learn just how big your tax liability is in retirement. We can help minimize your tax liability but the choice is yours. When you work with us you never give up choice & control. Find out for yourself how much better off you can be and we’ll show you how to retire early.

There are few opportunities that provide a full-time income potential while working on a part-time basis. Savings Highway is enabling thousands of people across the country to turn their dreams of retiring early into a reality because they are earning a living they never thought possible.

Compared with other investment opportunities, a home internet business is a flexible, stable business that allows you to earn an unlimited income enough for you to retire early. However, a home internet business takes a little time and effort on your part to learn and get comfortable with. It’s wise to start early.

What I suggest you do is to find and join an established company like The Savings Highway Club which has at least been in operations for a minimum of 3 years. The longer the business is in operations the better chance as they are unlikely to scam you. Large company usually have an establish system in place, you don’t have to worry that they will run away with your money. Give yourself one year of continuous effort to learn how to run your home internet business, start building your foundation and your retire early plans will no longer be a pipe dream.

Remember, there are no so called secrets to succeed on the internet. People you see that are successful started their home online business early. Start building a strong team, a network of positive like minded people who want to take control of their lives, bring together collectively empowered and inspired people to create massive freedom for themselves, embrace a new challenge and start to living deliberately! I’m telling you, it will become your passion!

Wishing you nothing but success in your early retirement!

It is my mission to educate people and bring savings and financial wealth everywhere.

http://www.thesavingshighwayclub.savingshighway.com

Angie Mitchell
angie@amitchellonline.com
Skype: angiebt79828
604-883-2218

Do you know your net worth? To retire early, you need financial stability and a clear idea of what your standard of living will be.

Are you saving for retirement or are you letting the government save for you?  Are you currently collecting Social Security? How do you use the money? What things do you have to go without?  What is your plan? After asking yourself these questions ask your self this: Could Savings Highway be the solution to your retirement woes?

If you want to keep up your current standard of living as a retiree, the rule of thumb is that you’ll be spending monthly at least 80 percent of what you’re spending now, that other 20 percent you won’t be spending accounts for work-related expenses: gas or public transportation fares for your commute, dry cleaning bills, lunches and such. If you plan to travel, play more golf or spend your summers on a houseboat, you’ll quickly make up that 20 percent you thought you were saving by not working.

There’s a big difference in planning for a 20-year retirement and a 40-year retirement. Perhaps the most important factor when calculating how much you’ll need is how early you want to retire.

One way to get started on your early retirement budget is to use one of the many free online retirement calculators to figure out how much you’ll need in net worth to retire at a certain age. But the only way to know if your planned retirement spending will work is to try a dry run. Try to live for three months on the estimated monthly amount that you hope to live on when retired. If it’s not working now, it definitely won’t work when you factor in increased healthcare and insurance costs.

You can try to keep up with the “Joneses” or you can do things the right way and yes, it can be difficult for some but it doesn’t have to be that way.  Be a little more frugal. Pay yourself first, and most importantly take advantage of the many benefits Savings Highway has to offer.  Working online and showing people how they can save money on things they buy daily and by showing them how to make money in the process has become MY focus and quickly showing me that this is my solution to my retirement woes.  Anyone can do what I am doing if they just apply themselves.

Saving for retirement in the good ole U.S.A. wouldn’t be so difficult if we didn’t have to spend our entire pay check as if there’s no tomorrow.  As for me, I’ve got a plan and it doesn’t include working full-time past 40.  I’m 34 and although retirement seems far away, it will be here before I know it.  I will retire earlier than most because I planned for it!  I have made my decisions and strive towards my goals.

You won’t be hearing “Oh woe-is-me” coming from this gal!

If you are looking for a solution to your retirement woes, you know how to contact me.  It is my mission to educate people and bring savings and financial wealth everywhere!

http://thesavingshighwayclub.savingshighway.com

To Your Savings and Success,

Angie Mitchell
angie@amitchellonline.com
Skype: angiebt79828
604-883-2218

Frugal is NOT a Dirty Word! It doesn’t mean you are cheap either. In fact, frugality is a valuable skill for building wealth. Frugality means choosing to make the most of your money, to focus on everyday costs, to recognize that small amounts matter. It’s nothing to be ashamed of. It’s a skill that everyone can practice, and it lays the foundation for sound financial habits that can be used in all aspects of your life. Frugality keeps you focused on goals. It is 100% possible to retire young AND frugal by joining the Savings Highway Club!

Do not confuse frugality with depriving yourself. Frugality doesn’t mean living like a pauper, it’s about making smart choices to reach your goals; it’s not about living a life devoid of pleasure. If you could save money on things you purchase anyway like food, gas, gifts, vacations, entertainment, dining, shopping, why wouldn’t you? Savings Highway provides these savings and a whole lot more.

It’s sad to see what has become of American culture. We’re a nation of mindless shoppers, and virtues such as frugality are looked down on. Well not me! I’ll say it loud and proud…”I’m frugal and proud of it!” It’s all about spending on your passions and limiting elsewhere. No deprivation involved. Just living within your means and skipping out on stuff you don’t really need and it’s paying off for me big time!

I strive to be frugal and generous. Frugal with resources, generous with time, gifts, hospitality, etc. It gives me great pleasure to pick up a restaurant tab knowing I printed off my Savings Highway $25 coupon.

I’ve noticed that the focus has shifted away from collecting material items “just because” and more towards making smarter decisions on how we are spending our money. These days, wealth represents the freedom to spend time with family and friends and enjoy simple pleasures of life. It represents freedom of the stress of just making ends meet. Savings Highway provides both huge savings while also providing the opportunity to earn a large amount of money, depending on how aggressive you want to build your business it’s completely possible to retire young in as little as 12 weeks to 12 months so you can have time for the important things in life.

The problem is, people think they have to choose one or the other. They say, “I can be happy now or I can be happy later.” This is based on a scarcity mindset, that you’ll never have enough money to buy everything you want, so you have to choose what and when.

Optimally though, you would get to have everything you want right now AND in the future. You would live in a state of total abundance where you could have anything you want it, whenever you want it, both now and down the road because you have chosen to retire young by joining Savings Highway and taking advantage of what we have to offer.

Savings Highway has really taken off since people are quickly realizing that by not joining, they might as well be flushing their hard earned money down the toilet.

I’m working toward a state where I experience absolute financial freedom both in the present and in the future. To do that, I have to both increase my income and have the discipline to set aside a portion for the future.

To me, that’s the ultimate financial goal, and it’s the only one I care to work toward.

It is my mission to educate people and bring savings and financial wealth everywhere!

http://www.thesavingshighwayclub.savingshighway.com

Angie Mitchell
angie@amitchellonline.com
Skype: angiebt79828
604-883-2218

MISSION STATEMENT: Our mission is to assist 1 Million families in the USA to reach Financial Independence. By providing American families with a Membership they can use to save money including benefits like Family Dental, Vision and Health Savings, 24 Hour Roadside Assistance, Savings on Dining, Shopping, Office Supplies, Recreation, Travel, Taxes and more, and combining all of these great benefits with our 2 who refer 2 “Retire Early” system, we can reach our goal of assisting 1 Million Savings Highway Families to find Financial Independence, and have fun along the way!