The Savings Club

Congress and I, Jim Roche NJ want to encourage taxpaying North Americans just like YOU to have a home-based business because it is good for the overall economy. Google “Tax Savings” and educate yourself.

Every single small and home-based business owner can easily save thousands of dollars each year in tax savings alone. “You have got to be cRaZy not to have one” says me.

Congress passed legislation that allows HUGE tax savings to encourage your success. They’ll even let you take tax deductions on losses from your home-based business, year after year, as long as you are actively and legitimately pursuing to make a profit.

Individuals who run a part-time or full-time home-based business qualify for a greater range of tax deductions than any other category of taxpayer! Even the super-rich can’t get the tax savings that YOU can get, simply by managing a home business that in all actuality may only take a small amount of your time to run. You could be saving yourself a lot of cabbage!

Did you know that in most cases the majority of wealthy individuals, along with the “rich and famous,” pay less than 15% in taxes, while the “average North American” pays upwards of 50% in Federal, State and Social Security Taxes? (This infuriates me!)

However, did you know that 70% of the job growth is coming from small businesses? Yeah that’s right! People are starting to catch on and the home-based business, industry has never seen such highs! People are really starting to take advantage of these tax savings and that’s always fantastic to see! Power to the people!

For the most part people, just like yourself are overpaying their taxes by thousands of dollars, or more, every year, and they don’t even realize it! Get this, the average tax payer actually believes that getting a refund from the IRS is a good thing!

The fact of the matter is, if you are getting a refund every year you are actually giving Uncle Sam an interest-free loan. Yep! He gets to keep your hard earned money (tax refund) throughout the year and can use it for whatever the legislators feels fit to do with it. This is money you could be putting back in YOUR own pocket to help YOU build and grow YOUR own home-based business! These are YOUR tax savings people, wake up! Stop complaining and do something about it!

I’m sorry…I’m screaming at the computer now, I’m just trying to get my point across here, actually NO, I’m not sorry. Can you tell I’m passionate about this? I’m not an overly religious person but this quote just seems fitting. “God Helps Those Who Help Themselves”

In order to ensure that you don’t miss some large tax deductions that could save you a great deal of money, it is wise to consult with an income tax professional so that you don’t miss any of commonly missed tax deductions.

Go get what is rightfully yours….Tax Savings!

It is my mission to educate people and bring savings and financial wealth everywhere via Savings Highway!

Jim Roche NJ
908-413-5363
http://retireearly.thesavingshighway.com/
jimrochenj@gmail.com

Jim Roche NJ suggests doing a Google search for “Tax Savings” to learn why it’s a fantastic idea to start your own Home-Based Business just for the tax savings alone.

The tax advantages of owning a Home Business compared to being an employee of a company are huge people!

Tax knowledge has powerful money savings potential. If you are an employee working for wages and have a part-time business, give yourself a pat on the back, go ahead and reward yourself because you’re still better off even if your business hasn’t profited much in the beginning, as long as you run it with a intent to profit, while keeping adequate business records you can take advantage of the tax savings.

The first and most basic principal to get you going in the right direction is to realize that right off the bat the owner of a small business is legally able to deduct virtually anything that has to do with their business whereas the regular employee of a company gets a 20% deduction from their paycheck and then at the end of the year they have to pay.

Uncle Sam says, “If you do that, I’ll cut your taxes by $3,000 to $6,000 or more every year, starting today, and then, I’ll let you collect part of your additional Tax Refund every couple of weeks, all year long”.There are many expenses incurred with having a Home Business which all should be accounted for when claiming deductions for your Home Business.

The most obvious deductions to be deducted in a full or part-time business are of course the cost of going into business. Your phone bill and cell phone bill can be deducted if you use it for business, your internet, portions of your mortgage/rent, utilities, maintenance fees, insurance, property taxes, your vehicle, meals, entertainment, gifts, any courses or tools, business cards, books, DVD’s purchased for your business, travel expenses, equipment and furniture ie: desk, printer, fax, filing cabinets, ink. The list goes on and on. As long as it has something to do with your Home-Based Business it can be deducted and will provide you with pretty substantial tax savings for the year and years to come.

Home-Based Business tax savings are plentiful and it’s important to be aware of them for your Home Business tax savings. I chose Savings Highway as my business opportunity not only because it allows me to save money on things such as gas and groceries etc…I figure since I have to buy these things anyway, I might as well be saving on them right? I also have the opportunity to make money with this program and pass along the savings to others and help them grow their own business. It was a no brainer for me to choose Savings Highway as my Home Business.

Here is a tip for you, if you are thinking that it sounds like a pretty good idea to start your own Home Business, my advice to you would be to pick a company or program that is going to offer REAL world benefits to others, something that they can sink their teeth into, something that is going to offer a solution to peoples problems and you’ll do just fine, if you are able to give people what they want they will come looking for YOU. Be the hunted not the hunter! Don’t kill yourself trying to sell people something they don’t need because you will struggle. People can’t afford over priced lotion, potions or pills now a days. Some things are just simply a hard sell. Believe it or not there are programs out there that sell themselves because they offer value…they got meat to them!

Take your time in choosing a business that will be right for you, listen to the opportunity calls, talk to people already involved, read articles, pick up the phone and ask questions!

Instead of remaining in a J.O.B. (just over broke), that you don’t like just because it pays the bills, make it your goal to start a part-time Home Business that you want to do full time. Give yourself a year and give it you’re all and you will see success. You might even find a new passion like I did.

If you don’t have a Home-Based Business, start one! (The tax savings is reason enough)

It is my mission to educate people and bring savings and financial wealth everywhere via Savings Highway!

Tax savings Opportunity

Jim Roche NJ
908-413-5363
http://retireearly.thesavingshighway.com
jimrochenj@gmail.com

Tax savings are one of the most compelling reasons to start a home based business. I, Jim Roche NJ found countless searches on Google that support my findings on these tax savings.

Did you know that you can drastically reduce how much you pay in taxes by as much as $3,000 to $6,000 per year just by running a home business such as Savings Highway, whether or not you are actually making a profit from that business?  Are your taxes killing you financially? Yes, you can STOP the BLEEDING!

I get it, I get it, half of North Americans are busted broke, and the other half are too freaked out to spend the money that they do have, so how on earth do we get a bunch of new small businesses going?

The solution to tax savings.

Let “Uncle Sam” pay for the start-up costs and the ongoing operating costs. Here’s how it works…YOU agree to start, and to run, a part time home-based business like Savings Highway, to run it with a intent to profit, while keeping adequate business records. Uncle Sam says, “If you do that, I’ll cut your taxes by $3,000 to $6,000 or more every year, starting today, and then, I’ll let you collect part of your additional Tax Refund every couple of weeks, all year long - NOT waiting for April 15.

How do these tax savings work?

As soon as you add up all of your tax savings, you can visit your payroll office to fill out a short form called a W-4 that will begin to put an extra $300-$600 per month in your take home pay — beginning with your very next paycheck!!! That means you get part of your additional tax refund in every paycheck, all year long! It’s like putting $100 extra cash in your pocket every week — week after week after week! That’s just from tax savings not even counting the money you’ll be making through a business like Savings Highway!

How to qualify for tax savings?

Congress said, “work your business at least 3 to 4 hours a week, be able to show you’re trying to make a profit, and keep adequate business records” Simple as that.

OK be honest, can you really afford to wait? The cost of not having a home based business be it Savings Highway or not, and by not understanding the tax savings that come along with it, is MAMMOTH!

It is my mission to educate people and bring tax savings and financial wealth everywhere via Savings Highway!

Tax savings

Jim Roche NJ
908-413-5363
http://retireearly.thesavingshighway.com/
jimrochenj@gmail.com

There are different ways to make money and earn residual income. Residual income is income that a person earns over and over again for something they do once.  One of the best ways to earn residual income is through an internet home based business.  The beauty of residual income is that a person works hard to set it up in the beginning and then it works hard to provide them a steady stream of income on a regular basis, therefore answering the question, “How is it possible to retire early?”

Network marketing also referred to as multi level marketing or MLM is the most popular method to earning a residual income and providing people with the opportunity to retire early.  MLM has exploded in the past few years.  Now is the very good time to start a home based business because people are desperately looking to find new means to making money in today’s economy.

Most programs can be started with little to no start up costs and should provide training and a website to get a person started, this is very attractive to people because the company handles everything except marketing, selling and signing up new motivated team members.

There are a variety of MLM programs to choose from and it’s important to join a company that is already established.  It’s also very important for a person to find something that interests them, the biggest issue with MLM is that a lot people jump into it without REALLY being passionate about it.

The thought of network marketing never even crossed my mind till a friend introduced it to me, so I gave it a shot and soon realized this is what I’m supposed to be doing!  I found my passion and I’ll be forever grateful. Without a doubt it was a learning curve for me but it was fun and because I love it so much it doesn’t feel like work, I’ve got a network of positive like minded people who have taken control of their lives, embraced a new challenge and started to live deliberately, while providing the knowledge and community nourishment all entrepreneurs need to succeed behind me.

A home based business has the potential to earn an incredible residual income for life so you are able to not only retire but retire early. My advise would be to give yourself one year of continuous effort, run your home business with the help of your team, start building your foundation and your retire early plans will no longer be a pipe dream.

I’m almost 50 and do not find myself asking the question “How is it possible for me to retire early?” I know exactly how I’m going to retire early and earn a residual income, I will be retired and earning a residual income by the time I’m 60.

What is the real issue standing between you and the early retirement you deserve?

It is my mission to educate people and bring savings and financial wealth everywhere!

Retire early with me.

Jim Roche NJ
908-413-5363
http://retireearly.thesavingshighway.com
jimrochenj@gmail.com

MISSION STATEMENT: Our mission is to assist 1 Million families in the USA to reach Financial Independence. By providing American families with a Membership they can use to save money including benefits like Family Dental, Vision and Health Savings, 24 Hour Roadside Assistance, Savings on Dining, Shopping, Office Supplies, Recreation, Travel, Taxes and more, and combining all of these great benefits with our 2 who refer 2 “Retire Early” system, we can reach our goal of assisting 1 Million Savings Highway Families to find Financial Independence, and have fun along the way!

Social Security was never designed to support a majority of the population for a third of their lives. The Social Security system is a major source of  income for many. Thus Social Security is a logical place to start answering the question: Can we afford to continue this trend of retiring ever earlier and living longer?

Social Security was never designed to support a majority of the population for a third of their lives. When the retirement age was established in 1934, the average age of life expectancy was 59.7 years. The thinking at the time was if an individual lived that long, many did not. It was appropriate to provide a pension to see them through to end of their days. Let’s be blunt, shall we? Baby boomers have done a poor job of saving and preparing for retirement never mind early retirement and realizing that it’s more important than ever.

The model for retirement needs to change. The idea of working thirty or forty years and then not do anything except get a pension is simply unrealistic. The new extended longevity of life opens up options that need to be evaluated. Deciding on the right time to retire or the desire to retire early involves a number of factors, not all of them financial.

A reported 77% of baby boomers expect to continue to work, at least part time, past traditional retirement age and a home based business is a perfect model for that. Sure, some financial needs will be met with a pension, but starting a home based business will allowed you to enjoy the finer things in life and still contribute income to the family.

While some will never retire early, nowadays baby boomers are exploring the idea of working part time more than ever, making a career change to more fulfilling work, starting a home based business and altering their lifestyle to accommodate new interests and many find that this becomes a passion they never knew existed. They are quickly realizing that it is not waste of time or money because they are willing to commit to your own success! People who are determined to experience early retirement report that money was not the primary factor in their well being it just so happens to come along with the territory. It’s important to understand what you need to be satisfied in life and start planning for your future.

The near failure of the banking system and the downfall of the stock exchange, more people are looking for an inexpensive way to get in business for themselves. That’s why even in a down economy, the company I’m involved with is exploding with new members.

People who are looking to retire early are looking for ways to cut costs and save money…and more and more people are looking for a legitimate way to earn extra income in today’s economy.

“It’s extremely hard to keep the fire going when the embers have gone out.” What get’s you fired up? What are you willing to give up? What are you willing to risk? Are you willing to invest in yourself? Do you have what it takes? Are you willing to create you own success? I sure hope so because no one else will! These are questions only YOU can answer.

It is my mission to educate people and bring savings and financial wealth everywhere while looking forward to retiring early!

Retire early with me!

Jim Roche NJ
908-413-5363
http://retireearly.thesavingshighway.com
jimrochenj@gmail.com

Would you like to know how to retire early in today’s economy? Are you going to retire at an age when you can still enjoy retirement or are you just hoping your job will stay around until you can retire? Now do this…TAKE CONTROL!

The crumbling economy, the volatile stock market and limp home assessments are affecting just about everyone, but people who would like to retire or are about to retire may be in the most precarious of positions and asking themselves, how is it possible to retire early in today’s economy? Are you looking for appropriate ways to respond? Then it’s time to learn more about what you CAN control and how you can better manage your personal finances.

Seeing your portfolio or your 401K lose value over a prolonged period is never easy, but it can cause even more worry if you’re relying on your nest egg or will be relying on it shortly. If you’re still working, will you have to postpone retirement? If you’re retired, will you have to reduce spending, cancel plans or look for a job?

“Social Security replaces approximately 41% of the average earner’s income at retirement and some forecasts predict a fall to 30.5%.” * (Source: “Social Security, Medicare and Americans’ Confidence in Their Retirement Future” Watson Wyatt Insider, September 2008.)

I don’t know how anyone can be prepared for what we’ve been experiencing recently with our economy. The current retirement-income system of defined contribution plans in which employees bear all the risk is ill-suited to the needs of the average Joe.

People haven’t been very good at building balances in 401K plans; they’re modest by any measure, most people are not experienced investors, (myself included) and their whole future well-being depends on the assets in these plans. When they’re hit by these huge fluctuations in the market, it must really put a knot in their stomachs.

Fear and concern are normal. The news is all around us, and it’s hard to ignore. People going into retirement are the ones who are most aware of their financial situation because all of a sudden it’s right in front of them. If you haven’t done a stellar job preparing for retirement, your options are fairly limited. You can work longer, live on less or work in retirement but you sure as heck don’t have to!

Let me ask you this, have you ever considered an internet business? If not, how come? There are so many benefits to having a home based business and this just might be the answer to the question: How is it possible to retire early in today’s economy? Make financial freedom a possibility for you.

With prices always on the increase, I chose to join The Savings Highway and created my own economy!

If in life one door closes…don’t be afraid to climb out the window…it may be worth the jump!

It is my mission to educate people and bring savings and financial wealth everywhere!

Retire early with me!

Jim Roche NJ
908-413-5363
http://retireearly.thesavingshighway.com
jimrochenj@gmail.com

Many experts estimate that a huge percentage of future retirees will have to cut their expenses drastically once they stop working if they want to make sure they don’t go broke. The real answer to the question, “Can I retire early?” is: “Of course you can, but you may run out of money.” It’s completely possible to retire early without this happening!

How are you supposed to plan for early retirement when we are faced with a failing social security system, longer life spans, inflation and volatile markets? Well, to start with take a deep breath & relax, because no matter how daunting things may seem now, chances are you have more options than you think when it comes to how to retire early and when all is said and done, this is what we’re here for… We are problem solvers.

Our mission is to preserve, protect and defend your financial security and enhance your retirement by providing superior financial solutions and savings.

What is the real issue standing between you and the early retirement you deserve?

You don’t have to accept stock market risk in the hope of reaching your goals. We will show you how to have stock market like rates of return with absolutely no downside.

If you have large IRA, 401k & other qualified accounts you may be amazed to learn just how big your tax liability is in retirement. We can help minimize your tax liability but the choice is yours. When you work with us you never give up choice & control. Find out for yourself how much better off you can be and we’ll show you how to retire early.

There are few opportunities that provide a full-time income potential while working on a part-time basis. Savings Highway is enabling thousands of people across the country to turn their dreams of retiring early into a reality because they are earning a living they never thought possible.

Compared with other investment opportunities, a home internet business is a flexible, stable business that allows you to earn an unlimited income enough for you to retire early. However, a home internet business takes a little time and effort on your part to learn and get comfortable with. It’s wise to start early.

What I suggest you do is to find and join an established company like The Savings Highway Club which has at least been in operations for a minimum of 3 years. The longer the business is in operations the better chance as they are unlikely to scam you. Large company usually have an establish system in place, you don’t have to worry that they will run away with your money. Give yourself one year of continuous effort to learn how to run your home internet business, start building your foundation and your retire early plans will no longer be a pipe dream.

Remember, there are no so called secrets to succeed on the internet. People you see that are successful started their home online business early. Start building a strong team, a network of positive like minded people who want to take control of their lives, bring together collectively empowered and inspired people to create massive freedom for themselves, embrace a new challenge and start to living deliberately! I’m telling you, it will become your passion!

Wishing you nothing but success in your early retirement!

It is my mission to educate people and bring savings and financial wealth everywhere.

http://www.thesavingshighwayclub.savingshighway.com

Angie Mitchell
angie@amitchellonline.com
Skype: angiebt79828
604-883-2218

Do you know your net worth? To retire early, you need financial stability and a clear idea of what your standard of living will be.

Are you saving for retirement or are you letting the government save for you?  Are you currently collecting Social Security? How do you use the money? What things do you have to go without?  What is your plan? After asking yourself these questions ask your self this: Could Savings Highway be the solution to your retirement woes?

If you want to keep up your current standard of living as a retiree, the rule of thumb is that you’ll be spending monthly at least 80 percent of what you’re spending now, that other 20 percent you won’t be spending accounts for work-related expenses: gas or public transportation fares for your commute, dry cleaning bills, lunches and such. If you plan to travel, play more golf or spend your summers on a houseboat, you’ll quickly make up that 20 percent you thought you were saving by not working.

There’s a big difference in planning for a 20-year retirement and a 40-year retirement. Perhaps the most important factor when calculating how much you’ll need is how early you want to retire.

One way to get started on your early retirement budget is to use one of the many free online retirement calculators to figure out how much you’ll need in net worth to retire at a certain age. But the only way to know if your planned retirement spending will work is to try a dry run. Try to live for three months on the estimated monthly amount that you hope to live on when retired. If it’s not working now, it definitely won’t work when you factor in increased healthcare and insurance costs.

You can try to keep up with the “Joneses” or you can do things the right way and yes, it can be difficult for some but it doesn’t have to be that way.  Be a little more frugal. Pay yourself first, and most importantly take advantage of the many benefits Savings Highway has to offer.  Working online and showing people how they can save money on things they buy daily and by showing them how to make money in the process has become MY focus and quickly showing me that this is my solution to my retirement woes.  Anyone can do what I am doing if they just apply themselves.

Saving for retirement in the good ole U.S.A. wouldn’t be so difficult if we didn’t have to spend our entire pay check as if there’s no tomorrow.  As for me, I’ve got a plan and it doesn’t include working full-time past 40.  I’m 34 and although retirement seems far away, it will be here before I know it.  I will retire earlier than most because I planned for it!  I have made my decisions and strive towards my goals.

You won’t be hearing “Oh woe-is-me” coming from this gal!

If you are looking for a solution to your retirement woes, you know how to contact me.  It is my mission to educate people and bring savings and financial wealth everywhere!

http://thesavingshighwayclub.savingshighway.com

To Your Savings and Success,

Angie Mitchell
angie@amitchellonline.com
Skype: angiebt79828
604-883-2218