The Savings Club

I believe if you have enough desire and are persistent, you can achieve just about anything. The same is true for an internet business and generating a stream of residual income. We all know why we want residual income - so we can travel, spend time with our families and generally do the things we want.

Starting your own internet business is one of those things where your initial investment of time will not be rewarded very well at all, but as you keep at it, you WILL eventually be paid for every minute of the time you put in, and paid very well.

A lot of people have the delusion belief that things have already peaked with the internet, but this couldn’t be any further from the truth. In fact… things are just beginning. As the economic growth continues, more and more people are discovering the internet for the first time. All these people that were never part of the .com boom now want in. That being said, it’s a very good time to get your piece of the pie.

Networking marketing has become one of the most popular ways of earning residual income. However, due to constant management and business planning issues, this form of marketing is also considered as one of the riskiest techniques. Pick ONLY reputable companies that offer quality training and that show proven growth.

There are knowledgeable people with years of experience willing to show you the way and lead by example. They can show you how to earn a residual income. Heed those who tell you “You’ll make thousands in no time!” because it’s going to take a little while when you first get started but you will be rewarded for your efforts down the road.

You get there by making a promise to yourself - commit to a certain amount of time every day. If you can only spare 30 minutes, turn off the TV and go do it. You’ll be very glad you did.

Great things start with small actions and by being persistent. Ask yourself this; is a chance at earning a residual income worth 30 minutes per day of your time? It all depends on how fast you want to get there.

When I picked my Business Opportunity, I did my research, I gathered information and made a decision to join Savings Highway 2 months later. It’s extremely important to believe in what you are promoting because people are pretty good at sniffing out the “fakers.” Residual income is what you want. Unfortunately, there are many opportunities available that really do an injustice to this concept. So, master the concept of residual income and you’ll master your destiny!

We’ve all heard the story of the gold miner who toiled fruitlessly for a long time before deciding to give up and move on. He makes the decision one day that enough is enough and packs up, selling his claim to a new miner. The new person starts digging and finds the trail of gold almost immediately.

He then gets to spend the rest of his life thinking about “what if…”

The good news is there is still gold to be found and it’s on the internet.

Dig for gold Here and don’t give up!

Angie Mitchell
angie@thesavingshighwayclub.com
(908-413-5363)

My Blog

Do you feel that your future is destined to bill payments and maxing out credit cards? Are you living from pay check to pay check struggling to get ahead? There is another path…you can have financial freedom and start earning residual income working from home.

Perhaps you’ve heard about what you can do to become financially free, but you don’t know how to go about achieving it. I like to give you my opinion on the subject. Financial freedom is not only possible, but very achievable by average people just like you and I, even in this volatile economy. All you have to have is the desire to make your dreams a reality. Often times we can be just plain lazy and keep putting things off till tomorrow and the problem with that is tomorrow never comes.

First of all, have you ever considered a legitimate online home based business? If not, why? This is in some cases, a low cost entrepreneurial business opportunity for you, where you can earn a residual income for years to come and make financial freedom attainable.

There are so many advantages to working from home… freedom, choice, flexibility (especially with childcare), the opportunity to do something you’ve always wanted to do, to live a more balanced life and of course, earn a residual income.

Being able to take advantage of the tax breaks is a real plus, you can deduct a part of your home’s operating and depreciation expenses as business expenses. This can be a percentage of your mortgage, property taxes, insurance, utilities, and/or the expenses of household maintenance. Are you starting to see the big picture? You could be SAVING thousands every year just for having a legitimate home based business.

Network marketing is an excellent business model to achieve financial freedom because you can create residual income. This just means you are going to get paid in the future for work you’re doing right now and an online home based business is perfect for that.

Now that you’re starting to really consider this option, what kind of business are you looking to promote? The latest and greatest miracle juice, the best ever live till you’re a thousand health care products? (Trust me, I’ve done it and it’s a hard sell, especially in today’s economy!) For me it was like trying to sell a steak to a vegetarian. There was no income coming in, never mind residual income!

I’d suggest joining a Program/Company that’s honest, cares about the “average Joe” and more importantly, one that going to offer others you’ll be promoting to, some real value.

Think about this….What do most people want? People want to save money and people want to make money.

I’m very thankful for finding Savings Highway because it allows me to do just that. Save money, make money, offer others real value and make residual income on top of it. As I continue to build my organization, and promote my savings and earnings program, my residual income will keep growing becoming quite significant.

I can’t quite believe it sometimes…but we are getting paid to save money and help others save money! Who woulda thunk it? There is no catch, you can build your business as quickly or slowly as you like and be on your way to financial freedom and earning a residual income.

It is my mission to educate people and bring savings, success and financial freedom everywhere!

Savings Highway Website

Please feel free to contact me,

Jim Roche NJ
908-413-5363
http://retireearly.thesavingshighway.com/
jimrochenj@gmail.com

A lot of people out there are looking to learn how to “cash in” when it comes to earning a residual income.

Network marketing has exploded and it is not surprising to me at all. This industry is great and more importantly the Internet is helping boost its popularity. There are no special skills that can’t be learned as-you-go and if you’ve never done something like this before you will learn alot. It’s a process and who knows, it may become your passion like it has for me, my only regret is that I never started sooner.

The downside is that a lot of people fail because when they don’t make a large amount of money right away they quit, trust me, this will take time and effort on your part if your goal is to earn a residual income.

If someone told you “it’s easy, you will be making $5,000 or $10,000 in no time, RUN!” Often times people who don’t see immediate success blame the companies, their upline, the product or service when they should be blaming themselves.

I chose Savings Highway as my vehicle to earning a residual income because it’s a stable company with integrity that offers real value and savings to real people just like me. Sure, it hasn’t happened overnight but I feel pretty darn good about promoting a program that the “average Joe” can really sink their teeth into and that’s important!

Look, there is no easy way to earn a residual income with any program that you decide to get involved with. Sure, after you begin to promote it and get the hang of it, make some sales it may seem easy. But it does take some work to get to this point.

Most people who find a way to earn a residual income from their home with the internet is that once you find one program and become successful with it, then and only then should they look to find another. Some are so desperate to make money they end up dropping alot of cash trying with different programs and they end up spreading themselves too thin. You are better off in getting the skills and training to learn how to earn an income such as this and FOCUS, FOCUS, FOCUS ON ONLY ONE!!!

You can eventually have multiple streams of residual income that allow you to put in some hard work at the beginning and see dividends in the form of passive income for months or even years to come. It’s not being lazy, it’s being SMART!

My Earning Residual Income Opportunity

Jim Roche NJ
908-413-5363
http://retireearly.thesavingshighway.com
jimrochenj@gmail.com

Yes, it is absolutely possible to become wealthy even in today’s economy and you can start right now with a Savings Highway Membership. I’d recommend joining at a Gold Level because it offers you the most Savings, Bonuses, and Commissions. As a Gold member, you can earn up to $40,000 a month plus bonuses, of course that totally depends on how motivated you are but Gold is for serious income earners. You may also choose from a Silver or Bronze Membership, however, Gold provides the most potential income for you and your family.

Before I get too carried away, I want to tell you that by joining Savings Highway you are not “selling” anything. This is a savings and earnings program, we do not try to sell people things they do not need or want. We offer people the opportunity to save money on the things the need or purchase anyway such as dining out, entertainment, shopping, dental, vision, roadside, legal, x-rays, prescription savings, groceries and so much more.

I invite you to check out my website for a list of services and benefits offered to you as a member and to those you will be helping to become wealthy as well. Who would have thought that we can all retire early and save money at the same time?

Since almost everyone wants to save money and make extra income, offering these savings is an easy thing to do especially with a program like Savings Highway. The faster you help people and the more people you introduce, the faster you can become wealthy and retire early.

Let me show you your money making potential as a Gold Member

1. FAST CASH–Each time you introduce a new Member, you will receive 50% Fast Cash Bonus! This is paid to you the following week! Each time you refer a new Member, you will receive $50 and a $25 visa gift card.

2. MONTHLY PERSONAL REFERRAL BONUS–You will receive a $10 a month Personal Referral Bonus, EVERY MONTH on each personally referred Member.

3. GOLD MATCHING BONUS–Receive a 10% Monthly Matching Bonus on all of your personally referred Members’ checks.

For example, when you introduce just 6 Members, and they all follow the Retire Early Plan and earn $40,000 a month, your Monthly Matching Bonus would be $19,200 a month in Matching Bonuses! That’s $3,200 X 6 = $19,200.

4. $300 MONTHLY CAR BONUS–Savings Highway will reward you for Going The Extra Mile. By Helping just 10 people to Save Money, you will receive a fantastic $300 a month Car Bonus and your Organization reaches 50 Members.

5. $750 MONTHLY LUXURY CAR BONUS–When you help just 25 people to Save Money and your Organization reaches 150 Members.

6. $2,000 MONTHLY LIFESTYLE BONUS–Receive a $2,000 Monthly Lifestyle Bonus when you introduce and maintain just 50 personally referred Members and your Organization reaches 300 Members.

7. You will also receive $14 a month for each of your personally referred Members starting in month and you will also receive $5 a month for all Members in your Organization from level 2 through 12 referral levels deep, no matter who introduces them, how sweet is that?

You have a simple system that can actually help you to become wealthy and retire early by saving money on things you have to buy anyway, doesn’t it make perfect sense to join Savings Highway and let everyone know about it?

You have just one simple decision to make, you can either get started on the path to savings, abundance, wealth and success, or continue on the path you are on. If you want more, if you want things to change, then you must make a change. Savings Highway can help you to retire early. Join the thousands of others who have been fortunate enough to find Savings Highway and change their lives for the better.

Click Here to Retire Early

Jim Roche NJ
908-413-5363
http://retireearly.thesavingshighway.com/
jimrochenj@gmail.com

Savings Highway and the Legal Club of America have come together to offer Members a Family Legal Plan that covers your entire family as well as children under 25 and any dependents that may be living with you. With a membership you are able to use this service as often as you like, so when you or a family member have a legal concern, you can feel confident to pick up the phone, receive legal advice and not have to worry about the cost.

Members have access to over 20,000 Plan Attorneys that they can be called any time during normal business hours (8:30 AM to 7:30 PM EST) or visit a Plan Attorney to get unlimited legal advice about any new legal matter. The Plan Attorney will discuss legal questions with you or a member of your family and assist in reaching a solution to the issue. A Plan Attorney can review important legal documents, draft a simple will or write letters on the member’s behalf, ALL AT NO CHARGE!

FREE Services Offered by Family Legal Club Of America:

1. Unlimited phone consultations for each new legal matter
2. Face to face consultations for each new legal matter
3. Review of important legal documents (6 page max.)
4. A free simple will with free annual update
5. Help representing you in small claims court
6. Write letters on the members behalf
7. Make phone calls on the members behalf

Savings Highway gives you the power you need to handle your legal matters with FREE CONSULTATIONS! Plus, you’ll enjoy a Capped Hourly Rate!

Family Legal Plan Attorneys contract to never charge more than $125.00 per hour for legal care that goes beyond the free and discounted services. No competitor in the nation can make this claim or match Savings Highway Family Legal Plan. This is where the real savings begin.

After the free letters, calls and consultations take place, members and their attorneys will have to decide what course of action to take next. In some cases, members may not have a choice and litigation may ensue. This is the point in time at which the attorneys begin to charge the $125.00 hourly rate for legal care.

You will receive a great Discount on Contingency Based Cases! Your Contingency fee will be a 10% reduction of the state maximum rate or the attorney’s usual rate, whichever is lower.

If you do not have a will, you need one… especially if you have children. Now you can get your Free Simple Will done for FREE with your Membership! Save an immediate $200 with your Free Will today!

“Hi, I’m Walter Montford in Georgia. I used the Pre-Paid Legal Plan to Save over $30,000. Without the plan, I could not have afforded to keep up with the person I was in court with. Because of the plan, I was able to save Thousands and win the legal battle. I highly suggest you get a Savings Highway Membership, because you never know when you will need the help of a lawyer…and when you do, it could save you Thousands!” -Walter Montford, GA

As a member simply pick up the phone, speak to a customer service representative and then you’ll be put in touch with a participating attorney in your area. It’s that simple, it’s FREE and easy to use. Now you don’t have to be afraid to pick up the phone and get your legal questions answered, if you need to go to court, you’ll have great legal counsel and potentially save hundreds or even thousands of dollars… with Savings Highway Family Legal Plan.

For more information and other savings offered by Savings Highway Click HERE

Jim Roche NJ
908-413-5363
http://retireearly.thesavingshighway.com
jimrochenj@gmail.com

There are so many MLM companies out there these days but the number one question still remains, which one is the best? There is no right answer. First, you have to ask yourself, what are you looking to achieve? What are your goals? There’s alot of things you should pour over when selecting which one is best for you. Here are three of the biggest:

1. Does the company have long term success. What’s in it for you?

Does the company have a long term presence? You should look into one that has been around for at least 3 years. By joining an already established company or one that actually promises a real future, you will be more likely to have long term success. Don’t join some fly by night organization. Do a Google search for the MLM company and gather information, even call or email others already involved and ask questions.

2. What products or services will you be offering? What’s in it for you?

It will be quite difficult to introduce new members into your MLM opportunity if there is no real tangible product or service being sold. If it’s seen as a money making scheme it won’t succeed and people won’t buy into it. People need to be able to sink their teeth into something of value. They, like you will be asking “What’s in it for me?” Keep in mind the economy, people can’t afford high priced lotions, potions or pills right now. They are trying to save money not throw it away. Is there an autoship? Will your garage be stockpiled with product people can’t afford to purchase? Let’s hope not.

3. How will you get paid? What’s in it for you?

You need to look at the compensation plan and make sure that you are comfortable with how company pays out their commissions. Some MLM companies pay weekly, some pay monthly. (Myself, I prefer weekly!) Make sure you are OK with how you are compensated and also that you are bringing in as much as possible in commissions. Even though the “worker bees” are doing the marketing and sales aspect of it, most MLM companies can’t and won’t pay out every penny to the “hive”. (It’s rare but just for the record, I have had 100% commissions month in my business opportunity.

Now, even if all your ducks are in a row it still doesn’t mean you are going to see success in your venture over night. There is no such thing as immediate success in this industry, you need to actually do the work and put in some real effort into building your organization. “Earn your stripes” as they say. Steer clear of anyone telling you that “it’s easy”, “make $15,000 in a week” It just won’t happen, not right away. It’s now up to you to do your homework, choose a company and build your network.

Last but not least, you are going to want to check into a fantastic marketing system. It’s extremely important for whatever network marketing company you choose. This system will allow you attract new members that you can present your business to on a daily basis. If you need marketing tools I can recommend 12 Second Commute.

Angie Mitchell can help you with an established online MLM Company (one you can sink your teeth into) and the tools needed to help grow your business.

MLM Business Opportunity

Online Marketing Tools

Jim Roche NJ
908-413-5363
http://retireearly.thesavingshighway.com
jimrochenj@gmail.com

Successful Network Marketers are not afraid to fail. Instead, they see “failures” as indicators of what they need to alter in order to move their Internet Marketing Business to the next level. They realize that even a failure can be turned into a success, as long as you learn and grow from it.

People who are afraid to fail rarely take risks, they exist in a very small comfort zone. As a consequence, they never discover anything new about the world or themselves. It is a mistake to believe that all error is wrong and harmful, actually it is a helpful and a necessary means of solving life’s problems.

I am realistic enough to know that it will happen now and again. When we stumble, that experience has a way of helping us to sharpen our skills and when we fail and take the time to learn from them, we realize what we need to accomplish next in order to improve.

Failing is essential to being successful in anything you do, e.g., relationships, sports, business ventures, etc. Failure is simply a hole in the road. It is merely learning how to succeed, I look at it as the seeds of future success. So when you fail at something, look a little closer. Find out where the train came off the track, make the correction and try again.

When you hit a pot hole you’ll notice that you survived, the world didn’t come to an end and you discovered a little more about yourself; your strengths, your weaknesses and above all, your capabilities. Become empowered to overcome obstacles to ultimately succeed at what you want to achieve.

What would you attempt to do, if you knew your failures were merely stepping stones to your ultimate success?

You can be what you want to be but first you must know what your goals are. You must have a plan, put that plan into action and turn that action into success! Success is as big or small as you make it.

The people that become successful with Internet Marketing are those that truly believe in themselves above anything else. They refuse to give up on the first try, second maybe even a third or fourth try. Failure is an important part of the journey. A leader begins from the inside. They work hard at giving and that radiates to others.

In a world where Internet Business makes it possible for anyone to reach goals and bring their entrepreneurial dreams to life, it doesn’t make sense to let the possibility of a satisfying and fulfilling career pass you by. It’s up to you to make it happen. You are not your failures, your failures are part of your success!

It is my mission to educate people and bring savings and financial freedom everywhere via Savings Highway.

My Internet Marketing Business

Jim Roche NJ
908-413-5363
http://retireearly.thesavingshighway.com/
jimrochenj@gmail.com

Jim Roche NJ suggests doing a Google search for “Tax Savings” to learn why it’s a fantastic idea to start your own Home-Based Business just for the tax savings alone.

The tax advantages of owning a Home Business compared to being an employee of a company are huge people!

Tax knowledge has powerful money savings potential. If you are an employee working for wages and have a part-time business, give yourself a pat on the back, go ahead and reward yourself because you’re still better off even if your business hasn’t profited much in the beginning, as long as you run it with a intent to profit, while keeping adequate business records you can take advantage of the tax savings.

The first and most basic principal to get you going in the right direction is to realize that right off the bat the owner of a small business is legally able to deduct virtually anything that has to do with their business whereas the regular employee of a company gets a 20% deduction from their paycheck and then at the end of the year they have to pay.

Uncle Sam says, “If you do that, I’ll cut your taxes by $3,000 to $6,000 or more every year, starting today, and then, I’ll let you collect part of your additional Tax Refund every couple of weeks, all year long”.There are many expenses incurred with having a Home Business which all should be accounted for when claiming deductions for your Home Business.

The most obvious deductions to be deducted in a full or part-time business are of course the cost of going into business. Your phone bill and cell phone bill can be deducted if you use it for business, your internet, portions of your mortgage/rent, utilities, maintenance fees, insurance, property taxes, your vehicle, meals, entertainment, gifts, any courses or tools, business cards, books, DVD’s purchased for your business, travel expenses, equipment and furniture ie: desk, printer, fax, filing cabinets, ink. The list goes on and on. As long as it has something to do with your Home-Based Business it can be deducted and will provide you with pretty substantial tax savings for the year and years to come.

Home-Based Business tax savings are plentiful and it’s important to be aware of them for your Home Business tax savings. I chose Savings Highway as my business opportunity not only because it allows me to save money on things such as gas and groceries etc…I figure since I have to buy these things anyway, I might as well be saving on them right? I also have the opportunity to make money with this program and pass along the savings to others and help them grow their own business. It was a no brainer for me to choose Savings Highway as my Home Business.

Here is a tip for you, if you are thinking that it sounds like a pretty good idea to start your own Home Business, my advice to you would be to pick a company or program that is going to offer REAL world benefits to others, something that they can sink their teeth into, something that is going to offer a solution to peoples problems and you’ll do just fine, if you are able to give people what they want they will come looking for YOU. Be the hunted not the hunter! Don’t kill yourself trying to sell people something they don’t need because you will struggle. People can’t afford over priced lotion, potions or pills now a days. Some things are just simply a hard sell. Believe it or not there are programs out there that sell themselves because they offer value…they got meat to them!

Take your time in choosing a business that will be right for you, listen to the opportunity calls, talk to people already involved, read articles, pick up the phone and ask questions!

Instead of remaining in a J.O.B. (just over broke), that you don’t like just because it pays the bills, make it your goal to start a part-time Home Business that you want to do full time. Give yourself a year and give it you’re all and you will see success. You might even find a new passion like I did.

If you don’t have a Home-Based Business, start one! (The tax savings is reason enough)

It is my mission to educate people and bring savings and financial wealth everywhere via Savings Highway!

Tax savings Opportunity

Jim Roche NJ
908-413-5363
http://retireearly.thesavingshighway.com
jimrochenj@gmail.com

There are different ways to make money and earn residual income. Residual income is income that a person earns over and over again for something they do once.  One of the best ways to earn residual income is through an internet home based business.  The beauty of residual income is that a person works hard to set it up in the beginning and then it works hard to provide them a steady stream of income on a regular basis, therefore answering the question, “How is it possible to retire early?”

Network marketing also referred to as multi level marketing or MLM is the most popular method to earning a residual income and providing people with the opportunity to retire early.  MLM has exploded in the past few years.  Now is the very good time to start a home based business because people are desperately looking to find new means to making money in today’s economy.

Most programs can be started with little to no start up costs and should provide training and a website to get a person started, this is very attractive to people because the company handles everything except marketing, selling and signing up new motivated team members.

There are a variety of MLM programs to choose from and it’s important to join a company that is already established.  It’s also very important for a person to find something that interests them, the biggest issue with MLM is that a lot people jump into it without REALLY being passionate about it.

The thought of network marketing never even crossed my mind till a friend introduced it to me, so I gave it a shot and soon realized this is what I’m supposed to be doing!  I found my passion and I’ll be forever grateful. Without a doubt it was a learning curve for me but it was fun and because I love it so much it doesn’t feel like work, I’ve got a network of positive like minded people who have taken control of their lives, embraced a new challenge and started to live deliberately, while providing the knowledge and community nourishment all entrepreneurs need to succeed behind me.

A home based business has the potential to earn an incredible residual income for life so you are able to not only retire but retire early. My advise would be to give yourself one year of continuous effort, run your home business with the help of your team, start building your foundation and your retire early plans will no longer be a pipe dream.

I’m almost 50 and do not find myself asking the question “How is it possible for me to retire early?” I know exactly how I’m going to retire early and earn a residual income, I will be retired and earning a residual income by the time I’m 60.

What is the real issue standing between you and the early retirement you deserve?

It is my mission to educate people and bring savings and financial wealth everywhere!

Retire early with me.

Jim Roche NJ
908-413-5363
http://retireearly.thesavingshighway.com
jimrochenj@gmail.com

MISSION STATEMENT: Our mission is to assist 1 Million families in the USA to reach Financial Independence. By providing American families with a Membership they can use to save money including benefits like Family Dental, Vision and Health Savings, 24 Hour Roadside Assistance, Savings on Dining, Shopping, Office Supplies, Recreation, Travel, Taxes and more, and combining all of these great benefits with our 2 who refer 2 “Retire Early” system, we can reach our goal of assisting 1 Million Savings Highway Families to find Financial Independence, and have fun along the way!

Would you like to know how to retire early in today’s economy? Are you going to retire at an age when you can still enjoy retirement or are you just hoping your job will stay around until you can retire? Now do this…TAKE CONTROL!

The crumbling economy, the volatile stock market and limp home assessments are affecting just about everyone, but people who would like to retire or are about to retire may be in the most precarious of positions and asking themselves, how is it possible to retire early in today’s economy? Are you looking for appropriate ways to respond? Then it’s time to learn more about what you CAN control and how you can better manage your personal finances.

Seeing your portfolio or your 401K lose value over a prolonged period is never easy, but it can cause even more worry if you’re relying on your nest egg or will be relying on it shortly. If you’re still working, will you have to postpone retirement? If you’re retired, will you have to reduce spending, cancel plans or look for a job?

“Social Security replaces approximately 41% of the average earner’s income at retirement and some forecasts predict a fall to 30.5%.” * (Source: “Social Security, Medicare and Americans’ Confidence in Their Retirement Future” Watson Wyatt Insider, September 2008.)

I don’t know how anyone can be prepared for what we’ve been experiencing recently with our economy. The current retirement-income system of defined contribution plans in which employees bear all the risk is ill-suited to the needs of the average Joe.

People haven’t been very good at building balances in 401K plans; they’re modest by any measure, most people are not experienced investors, (myself included) and their whole future well-being depends on the assets in these plans. When they’re hit by these huge fluctuations in the market, it must really put a knot in their stomachs.

Fear and concern are normal. The news is all around us, and it’s hard to ignore. People going into retirement are the ones who are most aware of their financial situation because all of a sudden it’s right in front of them. If you haven’t done a stellar job preparing for retirement, your options are fairly limited. You can work longer, live on less or work in retirement but you sure as heck don’t have to!

Let me ask you this, have you ever considered an internet business? If not, how come? There are so many benefits to having a home based business and this just might be the answer to the question: How is it possible to retire early in today’s economy? Make financial freedom a possibility for you.

With prices always on the increase, I chose to join The Savings Highway and created my own economy!

If in life one door closes…don’t be afraid to climb out the window…it may be worth the jump!

It is my mission to educate people and bring savings and financial wealth everywhere!

Retire early with me!

Jim Roche NJ
908-413-5363
http://retireearly.thesavingshighway.com
jimrochenj@gmail.com